The driver
Remaining litres this month, and the last few fills — in the Wallet card itself.
Worked example
B2B2E is easier to see than to define. Here is one programme followed all the way through: who signs up, who sets which rule, what happens at the pump, and what each of the three parties sees afterwards.
Updated
Updated
A fuel network with 60 stations turns on a closed-loop programme under its own brand, and sells it to fleets as an account rather than a card.
The transport company gets a corporate account with a credit line, and an administrator login of its own.
Forty drivers are loaded from the fleet system. Each gets a Wallet card, a monthly limit in litres, diesel only, and the network's stations.
The card is scanned at the terminal. The allowed amount is reserved against the driver's limit before any fuel moves.
The forecourt works exactly as before. The reservation covers the maximum the driver may take.
The hold is settled at the actual litres, the balance updates, and the row carries driver, vehicle, station and time.
The same transaction appears three times, in three different views, and none of them can see the others' data. The driver sees their own remaining limit. The haulier sees forty drivers and one invoice. The network sees a fleet customer and its stations' volume.
Remaining litres this month, and the last few fills — in the Wallet card itself.
Every driver, every fill, and the limits it set; one consolidated invoice from the network.
The fleet as a customer, the volume it brings, and which stations it brings it to.
Retail chains, restaurants and HORECA, hotels, corporate meal programmes, employee benefits and fuel cards, cashless events, coalition loyalty, property management, campus environments, and e-commerce merchants who want closed-loop alongside their PSP.
Businesses that want to accept internal balances, gift cards, coupons or B2B2E accounts: retail chains, restaurants, hotels, corporate meal programmes, benefits providers, event organisers, coalition loyalty operators, property managers and campuses — plus the banks, PSPs and acquirers who want to offer all of that to their merchants.
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