Worked example

A fuel network, a haulier and forty drivers

B2B2E is easier to see than to define. Here is one programme followed all the way through: who signs up, who sets which rule, what happens at the pump, and what each of the three parties sees afterwards.

  • Three parties
  • One platform
  • Reservation at the pump

Updated

At a glance

Party one
The fuel network — runs the platform
Party two
The transport company — sets driver rules
Party three
The driver — holds a Wallet card
Pattern
Repeats for meals, mobility and benefits

Updated

The programme, step by step

  1. 01

    The network launches the product

    A fuel network with 60 stations turns on a closed-loop programme under its own brand, and sells it to fleets as an account rather than a card.

  2. 02

    A haulier opens an account

    The transport company gets a corporate account with a credit line, and an administrator login of its own.

  3. 03

    Drivers are enrolled

    Forty drivers are loaded from the fleet system. Each gets a Wallet card, a monthly limit in litres, diesel only, and the network's stations.

  4. 04

    A driver arrives at a pump

    The card is scanned at the terminal. The allowed amount is reserved against the driver's limit before any fuel moves.

  5. 05

    Fuel is dispensed

    The forecourt works exactly as before. The reservation covers the maximum the driver may take.

  6. 06

    The transaction settles

    The hold is settled at the actual litres, the balance updates, and the row carries driver, vehicle, station and time.

What each party sees

The same transaction appears three times, in three different views, and none of them can see the others' data. The driver sees their own remaining limit. The haulier sees forty drivers and one invoice. The network sees a fleet customer and its stations' volume.

The driver

Remaining litres this month, and the last few fills — in the Wallet card itself.

The transport company

Every driver, every fill, and the limits it set; one consolidated invoice from the network.

The fuel network

The fleet as a customer, the volume it brings, and which stations it brings it to.

Rules the haulier sets

Limit
Litres or money, per day and per month, per driver
Fuel grades
Diesel only, or an allow-list per vehicle
Stations
The whole network, a region, or named sites
Hours
Working hours or any time
Vehicle binding
Optional: the card checks against a vehicle
Suspension
A leaving driver is stopped instantly from the panel

Questions about this

Which industries does 7Konto support?

Retail chains, restaurants and HORECA, hotels, corporate meal programmes, employee benefits and fuel cards, cashless events, coalition loyalty, property management, campus environments, and e-commerce merchants who want closed-loop alongside their PSP.

Who is 7Konto for?

Businesses that want to accept internal balances, gift cards, coupons or B2B2E accounts: retail chains, restaurants, hotels, corporate meal programmes, benefits providers, event organisers, coalition loyalty operators, property managers and campuses — plus the banks, PSPs and acquirers who want to offer all of that to their merchants.

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