Solutions
The same platform, eleven shapes
Every industry arrives with its own version of one question: how do we hold a balance for someone and let them spend it only with us. These are the answers we have been asked for most, and the three at the top are the ones asked for by name.
Updated
Updated
Three ways in
Most programmes start as one of these, then grow into the others on the same balance.
Sell value up front
Gift certificates and prepaid balances: money in now, spent across the network later.
Give controlled value
Fuel cards, meal allowances and benefits, where an employer sets the rules and a Wallet card enforces them.
Accept it everywhere
The same balance at the counter, on the merchant's site and inside a PSP gateway.
Every solution
Featured programmes first, then the rest by industry.
Gift certificates
Digital gift cards in Apple and Google Wallet, sold online or in store and redeemed across every location in the chain.
Best forRetail chains, restaurants, hospitality
Open 02B2B fuel cards
Fuel networks, transport companies and drivers, with per-driver limits and funds reserved before dispensing.
Best forFuel networks and fleets
Open 03Closed-loop campus
One pool of users and several merchants on a closed territory: factories, offices, hospitals and universities.
Best forEmployers with a site to feed
Open 04Online and e-commerce
The same balances online through a checkout widget or a payment method inside a PSP gateway.
Best forMerchants selling online
Open 05Retail gift cards
A gift card programme for a retail network, issued to Wallet and redeemed at any terminal.
Best forRetail networks
Open 06Restaurants and HORECA
Prepaid balances and gift certificates for cafés, quick-service and full-service restaurants.
Best forCafés and restaurant groups
Open 07Hospitality
Guest wallet cards for room charges, spa, restaurant and checkout, on one account per stay.
Best forHotels and resorts
Open 08Corporate meal programs
An employer preloads a balance and employees pay at partner venues, within categories and hours.
Best forEmployers without a canteen
Open 09Employee benefits
Fuel, benefit balances and allowances with daily and monthly limits, enforced at the point of sale.
Best forHR and benefits teams
Open 10Cashless events
No NFC wristbands to buy or lose: the guest's own phone carries the balance.
Best forFestivals and venues
Open 11Property management
Building-specific expense budgets with per-property visibility and controlled suppliers.
Best forProperty managers and developers
OpenQuestions about this
Which industries does 7Konto support?
Retail chains, restaurants and HORECA, hotels, corporate meal programmes, employee benefits and fuel cards, cashless events, coalition loyalty, property management, campus environments, and e-commerce merchants who want closed-loop alongside their PSP.
Who is 7Konto for?
Businesses that want to accept internal balances, gift cards, coupons or B2B2E accounts: retail chains, restaurants, hotels, corporate meal programmes, benefits providers, event organisers, coalition loyalty operators, property managers and campuses — plus the banks, PSPs and acquirers who want to offer all of that to their merchants.
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