Employee meal programs, done right
Employers preload meal credit onto employee wallet cards. Employees spend at your partner restaurants. Daily/monthly limits, category rules, full reporting for HR.
What's not working with current solutions
Paper meal vouchers are expensive to print and distribute
Printing, distribution, tracking losses, employee frustration when they forget them.
Existing meal card platforms are expensive and inflexible
Sodexo/Edenred type providers take large commissions, restrict merchant networks, are hard to configure.
Employers want per-employee limits and category rules
Standard prepaid cards can't enforce "$10/day, meals only, at partner restaurants only" rules.
The 7Konto approach for corporate meals
Employer signs up and configures program
Set employee list, per-user daily/monthly limits, category rules (meals only vs. anything), partner restaurant network.
Employees receive wallet cards
SMS or email with QR code, employees add to Apple/Google Wallet in seconds. No app to install.
Automatic monthly top-ups
Employer's account debited monthly, each employee's balance credited automatically according to their allowance.
Employees spend at partner restaurants
Restaurant enters amount on POS, employee scans QR from wallet, transaction completes. Balance updates in real-time.
Full reporting for HR and finance
Employer sees every transaction, employee, restaurant. Export for finance reconciliation. Tax-compliant reporting.
What you get
Purpose-built for corporate meals use cases. Configured to match your specific workflows.
Per-employee limits
Daily maximum, monthly cap, per-transaction cap — configure per employee or per group.
Category restrictions
Restrict to specific merchant categories (meals, groceries, coffee) or specific merchant list.
Automatic top-ups
Monthly credit refresh, or top up on employee's birthday, work anniversary, or performance milestone.
Employee mobile app
Optional mobile app for employees to check balance, transaction history, find nearby partners.
HR admin panel
Bulk import employees, view program-wide reporting, manage individual employees, generate tax reports.
Restaurant partner network
Onboard partner restaurants to accept the cards. Restaurants get new corporate customers, employers get better food options.
Real-world applications
Specific ways businesses in this space use 7Konto today.
- Company-provided lunch benefit ($10-15/day per employee)
- Meeting and hospitality budgets (per-team monthly allowance)
- Overtime meal allowances (activated for specific shifts)
- Client entertainment budgets (per-manager monthly cap)
- Employee wellness meals (healthy food category restrictions)
- Cafeteria replacement for smaller offices (partner with local restaurants instead of running your own)
- Remote employee meal benefits (partner network in their cities)
- Online food ordering — employees pay with the same balance at partner e-shops or delivery apps
Deployment expectations
Under 1 week from signup to first employee spend
Higher than traditional meal card programs (no app friction)
Any restaurant with any POS terminal can be a partner — no proprietary hardware
Common questions from corporate meals businesses
Who pays the transaction fees?
Depends on your business model. Options: (1) restaurant pays a small fee per transaction (they get corporate customers in return), (2) employer pays a small program fee (they get a better benefit for employees), or (3) split between restaurant and employer. Configurable per program.
How do restaurants join the network?
Simple onboarding. Restaurant signs up, provides business info, gets configured on 7Konto in about 1 day. No new hardware — they use their existing POS terminal. They start accepting corporate meal cards immediately.
Can we restrict what employees can buy?
Yes. Category restrictions (meals only, no alcohol, no delivery fees), merchant restrictions (only these 20 restaurants), time restrictions (weekdays only, lunchtime only), price restrictions (max $15/transaction). Fully configurable.
Is this tax-compliant?
Yes, for most jurisdictions where employee meal benefits have tax advantages. Full reporting supports employer tax documentation. We work with tax specialists in EU, Ukraine, and other markets to ensure compliance. Note: we're not tax advisors — your finance team should verify local tax treatment.
What if an employee leaves the company?
HR deactivates them in admin panel. Their card stops working immediately. Remaining balance can be forfeited, refunded to employer, or vested per your policy. Full audit trail.
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Ready to launch corporate meals on 7Konto?
Free 30-day pilot with full setup and training. We configure everything for your specific business. No credit card required.