Solution
Benefits that are spent, not reimbursed
A reimbursement is a benefit the employee funds first and argues about later. A benefit balance on a Wallet card is money that is already theirs to spend, inside rules that are checked before the payment goes through rather than after the receipt arrives.
Updated
At a glance
- Budgets
- Fuel, meals, wellness, transport, custom
- Limits
- Per transaction, day, month; money or units
- Enforcement
- At authorisation, not on a receipt
- Plan
- Commercial accounts from Scale
Updated
What disappears
The expense claim. Nobody photographs a receipt, nobody approves it, and nobody waits for payroll to reimburse it next month.
The argument about eligibility. A purchase outside the rules does not get made, so there is no awkward conversation about whether it should be paid.
The float the employee was carrying. A benefit that requires the employee to spend their own money first is not much of a benefit to the people who most need it.
- Several budgets can sit on one card, each with its own rules.
- Unused balance expires or rolls over, per programme.
- Reporting is per employee, per category and per period, without collecting receipts.
Running it
- 01
Define the budgets
Fuel, meals, wellness or a custom category, each with its own allow-list.
- 02
Set the limits
Per transaction, per day and per month, in money or in units such as litres.
- 03
Load the people
From the HR system, by API or file, with the card sent by SMS or email.
- 04
Fund automatically
On a schedule or on payday, with no manual step per period.
Details
- Units
- Money, litres, meals, points or custom
- Merchant scope
- Allow-list, category, or both
- Time rules
- Weekdays, shift hours or a date range
- Employee top-up
- Optional, on the same card
- Leavers
- Card suspended instantly from the panel or API
- Reporting
- Per employee, category and period
Questions about this
Which industries does 7Konto support?
Retail chains, restaurants and HORECA, hotels, corporate meal programmes, employee benefits and fuel cards, cashless events, coalition loyalty, property management, campus environments, and e-commerce merchants who want closed-loop alongside their PSP.
Who is 7Konto for?
Businesses that want to accept internal balances, gift cards, coupons or B2B2E accounts: retail chains, restaurants, hotels, corporate meal programmes, benefits providers, event organisers, coalition loyalty operators, property managers and campuses — plus the banks, PSPs and acquirers who want to offer all of that to their merchants.
Give a budget instead of a reimbursement
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