Closed-loop payments, built by fintech and loyalty veterans
7Konto is not a startup with a slide deck. It's a working platform for closed-loop payments — offline at POS terminals, online via checkout widget, and embedded inside PSP gateways as a payment method. Built by the team behind 7stamp and 7loc, based on years of production experience running Wallet-based systems.
Part of a family of connected products
7Konto shares infrastructure, expertise, and design philosophy with two other production platforms.
Digital stamp cards in Apple & Google Wallet
Wallet-based punch card loyalty for small businesses. No customer app required. Merchants issue digital stamp cards, customers collect stamps at each visit, redeem rewards when full. Proven with production customers across multiple countries.
Visit 7stampAI-powered customer engagement across 7 channels
AI customer engagement platform integrating 7 communication channels: email, SMS, WhatsApp, Telegram, Viber, push notifications, and Wallet updates. Behavioral triggers, automated workflows, and multi-language support.
Visit 7locHow we got here
Not a straight line. 30+ years of tech entrepreneurship, each product building on the last.
Foundation years
Founder Maxim Ronshin starts building technology products. Over 30 years of continuous tech entrepreneurship follow.
inCust launched
Enterprise Customer Loyalty Management platform. Serving retailers across multiple markets. Foundation for the technology stack behind 7Konto today.
7stamp launched
Wallet-based punch card loyalty. Proved the "no app" thesis works in production. Foundation for the QR-based Wallet flow used in 7konto.
7loc launched
AI customer engagement across 7 channels. Proved that combining fintech with AI-driven customer intelligence creates unique value.
Closed-loop demand emerged
Increasing merchant requests for closed-loop capabilities: prepaid, gift cards, employee accounts. Existing solutions on the market required customer apps or new hardware — inadequate.
7Konto launched
Purpose-built closed-loop payment platform. Deployable on existing POS terminals. No customer app required. Turnkey setup and free pilot with full onboarding support.
Why 7Konto exists
Four principles shape everything we build and how we work with customers.
The "no app" thesis
Consumer apps have 60-80% enrollment abandonment. Even if merchants build them, customers don't install them. Apple Wallet and Google Wallet are already on every phone. We build for the phone the customer already has.
Working with what merchants already have
Merchants have hundreds of dollars invested in POS terminals — replacing them is a non-starter. And they have existing checkouts online via a PSP — asking them to rebuild is worse. So we integrate three ways: on the existing POS, via a checkout widget on the merchant's site, or embedded directly inside the PSP's gateway as a native payment method. Zero merchant migration required.
Fast, not complex
Enterprise closed-loop platforms take 6-12 months to deploy. Merchants can't wait that long, and small businesses can't afford enterprise deployment. We deliver production in days for direct merchants, and 6-8 weeks to pilot for PSP partners.
Free pilot, real support
Most "free trials" leave merchants figuring things out themselves. We do the setup, training, and onboarding for free. If it doesn't work for your business, you owe nothing.
Who's behind 7Konto
Small team, direct communication, no bureaucracy. Founder-led at every touchpoint.
Maxim Ronshin
Founder & CEO
30+ years in technology. Serial entrepreneur. Founded 7Konto, 7stamp, 7loc, and multiple other fintech, loyalty, and location-tech products. Based in Bratislava, Slovakia. Holds patents in mobile printing.
Where we operate
Headquartered in Bratislava. Serving clients across continents.
Headquarters
Registered in Slovakia, in the heart of Central Europe. Access to EU markets, close proximity to key markets in Ukraine, Poland, Austria, Hungary, Czechia.
Company: PayForSay s.r.o.
Company ID: 54 455 073
VAT ID: SK2121683322
Location: Bratislava, Slovakia
Serving clients in
European Union
Full GDPR compliance, EU-based data centers
Ukraine
Ukrainian-speaking support, Diia integration ready
Africa
Fuel networks, mobile-first markets
United States
English-speaking support, USD billing
Canada
Full multi-currency support
Want to work with us?
Whether you're a merchant, a bank, or an integrator — the fastest way to see if 7Konto fits is a direct conversation.