Business Models

B2B2E

Business-to-Business-to-Employee. A distribution model where a platform provider works with businesses that in turn provide products or services to their employees.

Definition

B2B2E stands for Business-to-Business-to-Employee. It's a distribution model with three parties: (1) the platform provider (like 7Konto), (2) the business customer (an employer or intermediary), and (3) the end user (typically an employee). The platform serves the business, which in turn serves employees. Common in HR benefits, corporate meals, employee training, and workforce services.

Examples

Sodexo distributes meal vouchers to employees (B2B2E)

Employers give employees fuel cards for work driving

HR platforms deliver wellness stipends to staff

Universities distribute meal credits to students

How 7Konto uses this

Many 7Konto customers use B2B2E: they buy the platform to distribute benefits, meal allowances, or fuel budgets to their employees. Each employee gets a wallet card, employers preload balances with defined rules, and 7Konto handles the tracking, reporting, and compliance.

Ready to put b2b2e to work?

7Konto is the closed-loop payment platform built for real business use. Free 30-day pilot with full setup and training.