The employer sets the rules
Categories, weekday-only, hours, and which merchants on site a balance may be spent with.
Solution
A closed territory with several merchants and one balance
A factory, an office park, a hospital or a university has the same shape: a defined population of people, a handful of merchants on site, and an employer who wants to fund part of what they spend without funding all of it.
Updated
At a glance
- Sites
- Factories, offices, hospitals, universities
- Users
- Employees, students, staff, contractors
- Merchants
- Several on one territory, each settled separately
- Rules
- Categories, weekdays, hours, allowed merchants
Updated
Setting up a campus
- 01
Define the population
Employees, students or contractors, loaded from an HR or student system by API or file.
- 02
Enrol the merchants on site
Each gets its own terminal flow, its own settlement and its own reporting.
- 03
Set the funding rules
How much, how often, on what, and during which hours.
- 04
Issue the cards
By QR at the gate, or pushed by SMS and email to everyone at once.
Several merchants, one administration
The canteen, the coffee kiosk and the shop on site are different businesses with different tills. What they share is the population spending on them. Each merchant is settled on its own, and the employer sees one programme rather than three reconciliations.
Each merchant is paid separately
Settlement is per merchant, so the canteen operator and the kiosk are not in each other's accounts.
The balance can travel
Where the employer allows it, the same card works at partner e-shops through the checkout widget.
Programme controls
- Multi-tenant
- One master account, many employers underneath
- Categories
- Meals, retail, services — set per programme
- Time rules
- Weekdays only, shift hours, or a date range
- Top-up
- Scheduled, on payday, or by event through the API
- Co-funding
- Employer share and employee share on one card
- Off-site use
- Optional, through partner merchants and the widget
Questions about this
Which industries does 7Konto support?
Retail chains, restaurants and HORECA, hotels, corporate meal programmes, employee benefits and fuel cards, cashless events, coalition loyalty, property management, campus environments, and e-commerce merchants who want closed-loop alongside their PSP.
Who is 7Konto for?
Businesses that want to accept internal balances, gift cards, coupons or B2B2E accounts: retail chains, restaurants, hotels, corporate meal programmes, benefits providers, event organisers, coalition loyalty operators, property managers and campuses — plus the banks, PSPs and acquirers who want to offer all of that to their merchants.
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