Capabilities
Everything the platform does, one page at a time
7Konto is a ledger with three ways to reach it and four things it can do once you are there. These seven pages are the whole product; nothing else is hiding behind a sales call.
Updated
Updated
Two kinds of capability
The first three are ways a payment reaches the ledger. The last four are what the ledger does with it.
Ways in
A POS terminal, a checkout widget on a merchant site, or a payment method inside a PSP gateway. Same balance behind all three.
What the ledger does
Issues the card, works out which account is paying, enforces its rules, and exposes all of it over an API under your brand.
All seven capabilities
In the order they usually come up in a first conversation.
Cards in Apple & Google Wallet
A pass with a real, chargeable balance, added from a QR code in about ten seconds with no app and no signup.
Best forReaching customers without an install
Open 02Payment at the POS terminal
The cashier enters an amount, the terminal shows a QR, the customer scans it. Runs on PAX, Verifone and Ingenico fleets already deployed.
Best forAccepting balances in store
Open 03Online checkout widget
A one-line JavaScript embed that adds “Pay with 7Konto” to a merchant's checkout, with four one-click ways to sign in.
Best forMerchants with their own site
Open 04Embedding in a PSP gateway
One integration with a gateway puts the payment method into every merchant's checkout on it, with no work on any merchant's side.
Best forPSPs, banks and acquirers
Open 05Smart Account Detection
Works out whether the payer holds a personal balance or a corporate account, and applies that account's limits and merchant rules.
Best forMixed B2C and B2B2E programmes
Open 06White-label
Your domain, logo and palette on the cards, the admin panels, the merchant material and the widget.
Best forOffering it as your own product
Open 07API and webhooks
Card issuance, transactions, balances, reporting and admin over REST, with webhooks and a Terminal SDK.
Best forIntegrating your own systems
OpenQuestions about this
Do my customers need to install an app?
No. Cards issue straight to Apple Wallet or Google Wallet, which are already on every phone. The customer scans a QR code with the camera, taps “Add to Wallet”, and the card is there in about ten seconds. No download, no account, no registration form.
See which of these your programme needs
A free 30-day pilot, configured and supported by our team.