Looking for an SDK.finance alternative?
SDK.finance is enterprise-grade with source code licenses. 7Konto is turnkey SaaS with free pilot. For most businesses, we're faster to deploy and cheaper to run.
TL;DR
SDK.finance is a respected enterprise fintech platform sold as source code license, typically requiring $100K+ upfront and 6-12 months of implementation. Excellent for large financial institutions building custom platforms. 7Konto is a turnkey SaaS: from first call to production in days, monthly SaaS pricing, no source code license fee, no implementation team required. For most closed-loop payment use cases, 7Konto delivers the same functional outcome with 10-100x lower total cost and faster time-to-market.
Side by side
| Feature | 7Konto | SDK.finance |
|---|---|---|
| Deployment model | Turnkey SaaS | Source code license |
| Upfront cost | Free pilot, then $49-349/mo | $100K+ |
| Time to production | Days to weeks | 6-12 months |
| Implementation team needed | No (we handle it) | Yes (internal or consultants) |
| Source code access | No | Yes |
| Custom modifications | Configuration-based | Code-level |
| Ongoing maintenance | Included in SaaS fee | Your team's responsibility |
| Security patches | Automatic | Manual application |
| Feature updates | Automatic | Version upgrades required |
| On-premise deployment | Available (Enterprise tier) | Yes |
| White-label support | ||
| Multi-tenant | ||
| Online checkout (widget + PSP embedding) SDK.finance provides the framework; 7Konto provides a ready checkout widget + PSP integrations | Turnkey | Build it yourself |
| Best for | SMB to Enterprise | Large financial institutions |
Strengths of each
7Konto strengths
- Free 30-day pilot before any commitment
- 10-100x lower total cost of ownership for typical use cases
- Days to production vs months of implementation
- No internal engineering team required
- Continuous updates without maintenance overhead
- Same-day changes for configuration adjustments
SDK.finance strengths
- Source code ownership provides complete control
- Ability to customize at code level for unique requirements
- One-time license fee model can be attractive at extreme scale
- Longer track record in enterprise fintech
Which one for you?
Choose 7Konto if:
- • You want to be in production in weeks, not quarters
- • You don't have a large internal engineering team
- • You want predictable monthly costs vs large upfront license fees
- • You want automatic updates without version migration effort
- • You need standard closed-loop payment capabilities (gift cards, prepaid, B2B2E)
- • You want to try before you buy (free pilot)
Choose SDK.finance if:
- • You have unique requirements needing source-code-level customization
- • You need on-premise deployment as absolute requirement
- • You have a large internal team ready for a 6-12 month implementation
- • You have a budget for $100K+ upfront investment
- • You need to modify core platform behavior beyond what configuration allows
Common questions
Is 7Konto really 10x cheaper than SDK.finance?
For most use cases, yes. A typical SDK.finance deployment costs $100K+ upfront plus internal team costs and 6-12 months of time. 7Konto costs $49-349/month plus transaction fees, with our team handling deployment. For a business doing 10K transactions/month, first-year cost with 7Konto is $2-5K vs $150K+ with SDK.finance. For very high volume (>1M transactions/month), the math changes and both should be compared carefully.
What if we outgrow 7Konto?
Highly unlikely for closed-loop use cases. Our Enterprise tier handles very large deployments (millions of transactions per month) with volume discounts, dedicated infrastructure, and custom SLAs. If you're a Tier 1 bank building a general-purpose retail banking platform, SDK.finance or similar is more appropriate. For everything else, 7Konto scales.
Do you offer on-premise deployment?
Yes, on Enterprise tier only. Most customers benefit from our managed cloud, but on-premise is available for regulatory or specific technical requirements. Contact us to discuss.
Can we migrate later if needed?
Yes. All customer data is exportable via REST API. If you ever want to migrate to another platform, we'll provide full data export in a clean format. We've never had a customer do this, but the exit path exists.
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Try 7Konto to compare directly
Free 30-day pilot. We set it up for you. Compare the actual experience, not just marketing pages.